Credit Karma is the free, effortless way to stay on top of your credit. Get always-free credit reports and credit scores from two leading credit bureaus and daily credit monitoring of your TransUnion credit report. Making sense of your credit was never so easy.
Free, Helpful Features for Your Credit:
• Credit reports and scores provided by both TransUnion and Equifax • Weekly updates of credit scores and reports • Daily monitoring of your TransUnion credit report • Push notifications for credit alerts • Personalized recommendations • Tools to track all your reported accounts in one place
• Credit reports and scores provided by both TransUnion and Equifax • Cleaner, redesigned layout • Upgraded dashboard quickly highlights key changes to your credit profile • Easy-to-read list of your alerts and notifications
We’ll be continuing to update our app in the next few months with new features. Stay tuned!
CREDIT KARMA HAS BEEN FEATURED IN • MSNBC • SmartMoney • Wall Street Journal • Forbes • TechCrunch • USA TODAY
Credit Karma is both a free consumer service and a personalized marketplace. We provide more than 50 million people with free credit scores, reports and credit monitoring, and we specialize in helping you find financial products that fit your specific needs. We believe that taking charge of your credit and reaching your financial goals go hand in hand. To learn more, visit www.creditkarma.com.
Frequently Asked Questions: Q: Is Credit Karma really free? A: Yes. Credit Karma will never ask for your credit card information.
Q: Will accessing my credit report hurt my credit? A: No. Checking your own score does not negatively impact your credit score.
Q: Is this my real credit score? A: Yes. The scores on Credit Karma come straight from TransUnion and Equifax. They’re calculated using the VantageScore 3.0 scoring model – VantageScore was a collaboration by the three major credit bureaus. Most Americans actually have dozens of credit scores, and your scores can vary based on the credit bureau and scoring model being used. They’re all based on your credit report, though, so tracking one or two of your scores over time and keeping a close eye on your credit reports is a great way to stay on top of your credit health.