Finance

CreditWise from Capital One

App Icon

Published by:

Capital One Services, LLC

Version:

1.5.0

Released:

11. 03. 2016

Size:

N/A

Compatible:

4.1 and up
CreditWise from Capital One

Know your credit score and much more
The CreditWise® app on Android is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE, whether or not you have a Capital One product.

Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® credit report.

Used by millions of Capital One customers, CreditWise (formerly Credit Tracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number.

All features are free:
● Weekly credit score provided by TransUnion.
● Use the Credit Simulator to see how everyday decisions affect your credit score.
● Learn about the key factors that make up your credit score and how you’re doing on each of them.
● Alerts letting you know about changes to your TransUnion credit report.
● See what accounts are open in your name, and their balances, all in one place.
● Simple, everyday tips on how you can take control of your credit.

Prepare Before You Act

How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator.

Frequently Asked Questions

Q: How do I provide feedback?
A: There are two ways to provide feedback. You can send us feedback via the Google Play app store ratings and reviews, or through the app itself. To send us feedback via the app, just tap on the settings icon on the top right of your CreditWise home screen, tap on Feedback, and select the Make a Suggestion option.

Q: Can everyone access the CreditWise app?
A: Yes. You just have to be 18 or older.

Q: I'm already enrolled in Capital One CreditWise. Can I use the same username and password?
A: Yes. If you've already enrolled in CreditWise, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.

Q: Does using CreditWise hurt my credit score?
A: No. You can utilize all of CreditWise's free tools and features without hurting your score.